OPS vs NPS vs UPS: Which Retirement Plan is Best for You in 2025? Planning for retirement is one of the most important financial decisions in life. With multiple pension schemes available, understanding which one suits you best can be confusing. In 2025, three major pension plans are in focus: Old Pension Scheme (OPS) – The traditional government pension plan. National Pension System (NPS) – A market-linked investment pension. Unified Pension Scheme (UPS) – A hybrid model with government-backed benefits. Let's break them down in simple terms and use relatable examples to help you make an informed choice. 1. Old Pension Scheme (OPS) – The Traditional Security Think of it like: A lifelong salary after retirement OPS was the pension system for government employees before 2004. It guarantees a fixed monthly pension based on the last drawn salary, with periodic increases (Dearness Allowance) to keep up with inflation. Example: Imagine you worked for the government for ...

Issue: The Digital Signer Service may fail to start automatically  every time the system starts, causing inconvenience. Make you have Digital Signer Service 4.1.8 of E-office  if not download here   ( 4.1.8) DSC Signer 4.1.8 check live link - https://eoffsigner.eoffice.gov.in:55101/check/isLive --------------------------------------------------------------------------------------- Step 1: Disable UAC Prompt To disable the UAC prompt for starting the Digital Signer Service: Press the Windows button and search for "UAC" . Click on "Change User Account Control settings." Move the slider to "Never Notify" and click OK . Restart your computer if prompted. Step 2: Create and Configure the Batch File Follow these steps to create a batch file that will fix the issue automatically: Download mentioned tweak batch file  Download here Extract and save the file on desktop (Ensure the file extension is .bat ). Right-click the file and select "Run a...

While utilizing HRMS APAR with EMBridge Signer, we encountered an issue where the signer functionality was not working as expected. To address this, we took the following steps in an attempt to resolve the problem: We attempted to update the EMBridge Software to ensure that we were using the latest version, hoping that it might contain bug fixes or improvements. We also installed CA Certificates from our signing vendor, as this is essential for ensuring secure and trusted digital signatures. Despite these efforts, the issue persisted, and the EMBridge Signer remained non-functional. Subsequently, we explored alternative solutions to rectify the problem. It was during this process that we came across the Crypto Signer Software, available for download from the following link: Link to Crypto Signer Software https://prospectlegal.in/download-mtoken-driver-for-windows-10-32bit-64-bit/ After installing the Crypto Signer Software from the provided source, we were pleased to find that it effec...

  E-office and PARICHAY Digital Signer troubleshooting guide Recently it is observed while Gazetted Officers signing for their APAR and IPR with DSC Signer 4.0 which is recommended for Digital signing any document/page in E-office/SPPARROW is not working properly and tossing different error, whereas it was working fine before. So we recommended to process using e-hastakshar method for APAR signing but IPR page was still causing errors in few cases. After few tests/tweaks we observed below 1.      DSC Signer 4.0 & 4.1 is working fine if anyone is only using E-Office as signing application ( existing known method) Available signer and method on below URL’s  https://tinyurl.com/eofficembdiv http://tinyurl.com/moradabaddivision https://mbdiv.blogspot.com/ 2.      E-office has release a DSC Signer Version 4.1.7 which is working fine for E-Office as well as SPPARROW signing once recommended method is followed. It is n...

  How to Unhide Hidden Data from Flash Drive Introduction: - In the modern technological world, everyone uses a pen drive to transmit data between different computers. The majority of them occasionally kept the crucial files on pen drives. The main issue that arises while utilising a pen drive is virus-related. Pen drives lack security features, making them vulnerable to attacks from viruses and malware that can destroy the crucial data files you have saved on them. In this article,I'll explain the quick fix for viewing or making invisible files and folders on a virus-infected pen drive visible. Some of them are able to complete this straightforward task of displaying hidden files, but the majority are unable to view hidden files on a pen drive. I will show you some steps to view hidden files and folders from pen drive. Simply perform the steps given below to view virus infected hidden files in usb flash drive using command prompt. CMD Command to View Hidden Data From Flash Drive W...

Many users have reported that attaching to the system does not display the certificate or does not work for signing when using the Watch Data proxy digital signing key.   Also, trying to login to the WD Proxykey software is not authenticating because it shows no certificate in it.   To resolve this issue, simply go to about and update the software of WatchData software, or if the software update does not work, go to the official website listed below and install the latest version.     https://www.support.cryptoplanet.in/downloads.php DSC Token will start working 

CRIS SIGNER WORKAROUND While troubleshooting Cris Signer IPAS issue I identified that CRIS signer for IPAS works on Java X64 with listener port 2068 port and IRWCMS/IRPSM works on Listener port 2039 , IREPS has already introduced his separate IREPS signer which works on JAVA listener 2075 and it also works on EDGE too.   Now when monitoring installation and event logs , I found that both CRIS Signer for IPAS and IRWCMS/IRPMS are being installed on single path C:\CrisSigner and one is overwriting other and opening self-required port only.             So now as work around I downloaded both Signer version click here and installed them on 2 separate location like C:\CrisSigner_IPAS and C:\CrisSigner_IRPMS by changing path location when asked as mentioned in above screenshot   When installation is complete ,I made copy shortcut for respecting installation C:\CrisSigner_IRPMS\CrisSigner and C:\CrisSigner_IPAS\Cris...

Download IRWCMS Cris Signer package from link - Click here to download 1. Follow CRIS Signer installation link from link  - click here 2. Follow JAVA Setting from link- Click here Make sure it shows 2039 port when service is installed on system . either signer will not work

Download the CRIS Signer for IPAS - Click here Prerequisite of CrisSigner Install latest version of java ( if using 64 Bit PC install 64 bit if not installed 32 bit. Go to control panel of system. Click on java tab. Check the check box for automatic update. Check the java version in java tab of window. If java version is not latest, then click to update now button for java update (System should be connected to internet). How To Install CrisSigner Download CrisSigner.zip file in your system. Unzip CrisSigner.zip on your system. Install unzipped file CrisSigner.msi file on your system. To Install Double-click the CrisSigner.msi executable file . Click to Next button. User can change Installation folder by clicking Browse button and clicks to Next button. Click to Install button as shown . Click to Finish button to complete the Installation. After Installation, a Icon of CrisSigner will appear on desktop as shown. Run the CrisSigner (Using Run As Administrator)   A Message indicating ...

 https://www.csk.gov.in/security-tools.html